Independent Research. Actionable Insights.
Data-driven analysis of life insurance market trends to empower industry professionals.
IARI (Insurance Agent Research Institute) is an independent, data-driven research firm focused on the life insurance industry. We study market trends, consumer behavior, and the evolving role of agents to provide unbiased insights that help life insurance professionals and stakeholders make informed decisions. Our team analyzes industry data and conducts rigorous surveys to uncover emerging patterns and opportunities in the life insurance market.
Our mission is to be the trusted source for objective research on life insurance trends. From the impact of digital sales channels to shifting consumer preferences, IARI shines a light on the topics that matter. We share findings through in-depth reports, interactive data visualizations, and expert commentary—delivering knowledge that informs strategy and drives innovation in the industry.
Mission Statement
At the Insurance Agent Research Institute (IARI), we provide data-driven insights into the life insurance marketplace. Our mission is to analyze the evolving trends in distribution, agent strategies, and consumer purchasing behavior to support a stronger and more efficient industry.
Our Approach
Independent Research
Industry Insights
Collaboration
Who Uses Our Research
Life Insurance Companies
Agencies & Brokerages
Financial Professionals
Industry Analysts
Research & Insights
Topics We Cover
Life Insurance Consumer Trends
How and why people are purchasing life insurance.
Distribution & Sales Models
The evolution of agent-based and digital sales.
Agent & Broker Performance
Industry benchmarks and best practices.
Technology & Insurtech Disruption
The role of automation and AI in distribution.
Regulatory & Compliance Changes
How new laws are affecting the industry.
Latest Blog Posts
Find That Lost Retirement Account
Do you have a long-lost retirement account left with a former employer? Maybe it’s been so long that you can’t even remember. With over 24 million “forgotten” 401(k) accounts holding roughly $1.35 tri... ...more
Retirement
August 21, 2024•3 min read
Financial Strategies for Women
Nearly 60% of women take sole responsibility for making investment decisions, yet only 19% of women feel very confident in their ability to fully retire with a comfortable lifestyle. ...more
Retirement
August 21, 2024•3 min read
Eight Mistakes That Can Upend Your Retirement
Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear of, if possible. ...more
Retirement ,Tax Debt &Retirement
August 18, 2024•3 min read
Does Your Portfolio Fit Your Retirement Lifestyle?
Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon. ...more
Retirement ,Investment &Retirement
August 18, 2024•2 min read
Deciding When to Take Social Security
One of the most common questions people ask about Social Security is when they should start taking benefits. Making the right decision for you can have a meaningful impact on your financial income in ... ...more
Social Security ,Retirement Investment &Retirement
August 18, 2024•3 min read
Debt Stress
The average American owes $59,580 in debt. Of that $59,580, $41,830 is from mortgage debt, $5,640 is from student loans, and $5,470 is from auto loans. Little wonder that money worries can be a major ... ...more
Debt
August 18, 2024•2 min read
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